CORPORATE SURE UNDERWRITING MANAGERS
Insurance in Umhlanga

As the link to our clients, our intermediaries remain the cornerstone of our business. Investing in these relationships and sharing our vision and ideas on doing business better is what matters most. As a valued Santam intermediary, we care about your future success. He discusses global trends (insuretech, turn-on-turn-off insurance), the role that technology plays and how this is changing the needs of consumers. Santam Insurance’s head of intermediated distribution, Andrew Coutts, says that with a willingness to embrace change, the opportunities for intermediaries to use technology to better understand and manage the risks of individuals and businesses are endless. We are opening up our channels, watch Andrew Coutts, head of intermediated business, discuss the reasons behind our multi-channel distribution model, the benefit to intermediaries and how we differentiate us. Andrew Coutts, head of intermediated business talk about the importance of intermediaries in the age of technology and what we are doing to ensure sustainability of this channel. Developing and creating access for black intermediaries into the short-term insurance industry gives us the opportunity to influence the transformation of this sector positively. Six things your clients should look out for during a pre-trip inspection. Consumers and brokers voted us the most reliable personal insurer when it comes to paying claims and satisfying their insurance needs. Sometimes it’s better to stay with your current insurer. Most companies will be keen to reward your loyalty with a reduced premium. Another reason to stay with an insurer is to benefit from a no-claims or other cash-back bonus. If you feel it’s time to move on, do your homework to choose the right insurer for your needs. Research company track records, specifically their claims paying ability and customer service ratings. Get a number of quotes to help you negotiate the best price. Most car insurers, for example, will offer comprehensive car insurance (the highest level of cover) and third party insurance (the bare minimum cover). For example, check if the excess is a fixed amount or a percentage of the value of the claim, and whether your premium will change after you’ve claimed. Even if it’s not required, always cancel your policy in writing so that you have a record of the requested cancellation in case the company continues to bill you. Long-term, cancelling could cost you as you might lose out on multi-insurance benefits or no-claim cash-back bonuses. In other words, ensure that the monthly savings you will enjoy amount to more than the cash-back you would have received. Public liability Prof. indemnity Motor only Goods in transit Contractors All Risk. Its a good idea to do an annual check on the retail value of your car. For starters, your car depreciates in value every year, which means you could be over-insured, so your insurance premium may be higher than it needs to be. We guide you through all the need-to-knows when it comes to buying and selling a car, how to get the best price, and how to make sure you have the right car insurance cover.